Disclosures: A.M. Financial provides supporting financial information, evaluation and analysis to be utilized by the client and the client's selected attorney if directed, during the process of their divorce.  Services provided in regards to this agreement are solely fee-only and do not involve investment or security advice or insurance transactions.  All information is financial in nature and should not be construed or relied upon as legal or tax advice.  A.M. Financial IS NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL OR TAX ADVICE.  Individuals are encouraged to seek competent legal and tax advice from professionals who specialize in divorce and tax laws in their respective state.

Investment advisory services offered through WealthSource Partners, LLC ("WSP"), a registered investment adviser.  Amy Mahlen (CRD #4692263) is an Investment Adviser Representative of WSP.  Registration with the U.S. Securities and Exchange Commission does not imply any certain level of skill or training.The statements and opinions expressed by A.M. Financial are those of Amy Mahlen and do not represent the views and/or opinions of WealthSource Partners, LLC ("WealthSource") or any other associated or affiliated person of WealthSource. Furthermore, the statements and opinions expressed are for informational and educational purposes only and should not be construed as legal, tax, accounting or investment advice. All statements and opinions are current only as of the time made and are subject to change without notice.  A.M. Financial and WSP are independent and unaffiliated entities.

This website is a publication of A.M. Financial. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Content should not be viewed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. A professional adviser should be consulted before implementing any of the strategies presented.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

DIVORCE TRANSITION SERVICES

The path through divorce looks different for everyone.  Whether you have chosen to walk the road alone, seek the assistance of a mediator or retain legal representation, A.M. Financials’ expert financial divorce services can help.

Do-It-Yourself

You may choose to face the complex world of divorce on your own because you feel you get along with your spouse well enough and can work together to save money and ultimately accomplish the primary goal of parting ways.  However, at some point along the way you may experience becoming overwhelmed with where to start, confused that the division of finances might be more complex then you had anticipated or unsure that the financial agreements in front of you will meet your future needs.

Would you like to be able to see how your current financial situation will transform into the future?  We have found that helping clients build a new financial picture that they can understand, virtually feel and touch, dramatically decreases the stress, anxiety and uncertainties associated with current decisions.  It also allows for more creative settlement options to be utilized to achieve each party’s unique goals moving forward.

Mediator or Legal Representation

Many couples choose to work with a trained mediator to assist them in achieving a settlement agreement.  Other individuals prefer to retain legal representation for protection and to understand their legal rights.  Some issues that could remain unresolved during these processes that A.M. Financial can help you with are the following:

  • Identifying cash flow problems - keeping a home that won’t be able to be refinanced

 

  • Addressing income tax items - mortgage interest deductions or loss carry forwards

 

  • Analyzing and valuing retirement assets - What is the current, marital value of a pension?

  • Preparing for cash flow needs to avoid tax penalties – distributions from retirement accounts 

 

  • Establishing and integrating a comprehensive, workable budget into the agreement that sets up both parties for success.

 

Working with A.M. Financial through this process allows the time with other professionals to be more productive and move your case forward.  It also increases the value of the services provided to you by allowing each professional to do what they do best and pay them accordingly.

Collaborative Divorce

Collaborative divorce is a new and growing method of divorce where a team of professionals support the couple who wishes to work together out of court.  The goal is to help achieve higher priorities, reducing the emotional and financial toll and thus providing a respectful foundation for moving forward.

Both parties have separate attorneys that are collaboratively trained and mutually respect both perspectives.  A neutral financial specialist is assigned to help individuals and the team to understand the financial aspects of their agreements. Trained facilitators guide the process, address and resolve conflicts to keep the process moving forward.  As needed, other professionals such as child advocates, divorce coaches, mortgage and real estate professionals, business valuation specialists and tax professionals are brought in to help address issues that surface.  Through the advice of counsel, clients can choose when other professionals are brought in to the process and for what purpose.

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Please contact our office for more information regarding any of these methods.  We are here to assist you in determining which path is best for you!